I made this bear using PSP X2 but you should be able to do it with earlier
or later versions.
This tutorial is my own work so please don't take anything and call it your
own.
You may use your finished work how ever you like. No link back to my site
is necessary but it would be nice.
You will need to have a good working knowledge of psp and working with pixels
in order to do this.
We will be using my bear outline so right click the outline and save it
to your computer.
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The bear was saved as a gif. If you have the Animation shop, open it
in Animation shop and export it to psp.
If you don't have Animation Shop you can open this in PSP, right click the
layer and click "Promote background layer".
Then select all the black areas and hit your delete key to put this outline
on a transparent background.
If you're not sure how to do that, you can add a new raster layer and pixel
the outline onto a new layer then delete the original layer.
For this tutorial, I'm going to assume you were able to open the outline
as a transparent gif.
We will be adding fur to our bear so we'll need to copy and paste our
outline onto a larger blank canvass so
open a new transparent image, 200 x 200 px.
Copy and paste the outline as a new layer.
Sit on the background layer and flood fill it with white so you'll be able
to see what you're doing.
Select inside the upper head, the arms, and legs and flood fill with #92b99e.
Be sure to get all the areas around the heart.
Float selection and apply a cut out with these settings:
Vertical and Horizontal 1
Opacity 50
Blur 3
Shadow color #b58c63
Keep it floated and apply another cut out but change just the Vertical and
Horizontal to -1.
Keep it floated and add some noise:
Uniform checked
Noise 3
Monochrome checked.
Now deselect.
Select inside the outer ear and flood fill with same color as before,
#92b99e.
Float and apply a cut out this time changing the opacity to 30,
Vertical and Horizontal 0,
Everything else the same.
Add same noise as before and deselect.
Select the outer part of the feet and flood fill with same color as before,
#92b99e.
Float and apply a cutout the same as for the outer part of the ears except
change the opacity to 50%.
Add the same noise as before and deselect.
Select inside the muzzle and flood fill with #98b7b0.
Float and apply a cut out:
Vertical and Horizontal 0
Opacity 25
Blur 3
Shadow color #c56068.
Keep it floated and add same noise as before.
Deselect
Select inside the inner ear and flood fill with #d8b7b0
Keep it selected and add same noise as before.
Deselect
Select inside the bottom of the feet and flood fill with same color.
Float and apply same cut out and noise as you did for the muzzle.
Deselect
Select inside the heart and flood fill with #c56068.
Float and apply a cut out with these settings:
Vertical and Horizontal 1
Opacity 75
Blur 3
Shadow color #81020b
Keep floated and apply another cutout this time changing Vertical and Horizontal
to -1.
Add same noise as before and deselect.
This is what we have so far.

Your bear is basically done unless you want to add some pixels around the
outside to make it look furry like mine.
To do that be sure you're zoomed in at 800% and paint brush set to one pixel.
Turn on your grid set at one pixel.
Using the same color as the outline of the bear, #b58e61, add some pixels
around the outside of the bear.

If you're satisfied with your bear, delete the bottom white layer.
If you added any layers for any steps then merge visible.
Copy and paste the bear as a new image so we get rid of the excess background.
At this point you can export it to picture tube to use as a tube or just
save it as a gif and you're done.
If you have any questions, be sure to stop by my PSP Addict message board and ask for some help or stop by and show us your work.